Validation. Control. Prepared for early or “on time” retirement.
It’s not about spreadsheets and numbers (although we love those too). It’s about you. Your family, future and ambition. That’s why your Rask Adviser has one goal in mind: help you achieve yours.
Because our goal is your financial independence, we don’t force you into “ongoing” arrangements, manage your money in adviser-only platforms, or bamboozle you with jargon to justify fees.
By partnering with us, you will leave us feeling confident in your course of action. Whether it’s retirement or a first home.
Since 2017, Rask has been built on a simple vision:
By partnering with us, not only will you get a team truly committed to giving you Australia’s best financial advice, you support a bigger mission.
Choose Rask Advice.
We give you the best advice we can, then support you to stay in control.
Coaching included in every package, either 6 or 12 months' worth.
Rask advisers face rigorous training & sign The Rask Code.
Our standard advice fees are fixed, in advance (an exception is insurance).
Rask's mission is about access to honest help. Your fees are fuel for bigger impact.
Our advisers have unlimited support from a talented and qualified investment team.
We offer once-off advice, but can manage your wealth, too. See below.
Our core areas of focus include business owners & those seeking great retirements.
Raskals are known for financial independence and being extremely informed, wanting to stay in control. This means our community rarely fits into traditional financial advice models.
Who is it for? This package is an ‘advice only’ service. Therefore, this package does not cover multiple entities, SMSFs or investment management. However, implementation relating to insurance policies is included.
If you want it done for you, want retirement planning, or have a more complex situation, the Plus package is for you. The cost of great financial advice pays for itself many times over, from tax planning to better night’s of sleep.
Who is it for? Retirees, advanced investors, SMSFs, those with multiple entities, or if you want us to manage your wealth rain, hail or shine.
At its core, Rask exists to unlock value in the world. We believe in responsible capitalism. Look around you. Businesses unlock the most value, and fuel innovation for all society. We support innovators who support others.
Who is it for? For business owners, established families, farmers, founders, executives ($500k+ salary), and ultra-high net worth individuals ($50-250m+). Platinum clients work directly with Owen Rask.
If you’re only seeking answers to more complex questions, without the need for tailored and personalised advice, our advisers offer 60-minute sessions.
Who is it for? Those who have cashflow and behavioural challenges; or those with technical and specific ‘how to’ type questions. This is not a personalised advice service, so you’ll be coached on what questions your coach can, and cannot, answer.
At Rask, we’re blessed to have an enormous community around us. We don’t advertise or push for referrals. We apply stringent tests to determine if someone is right for our advice service (after all, it’s a partnership). Because of that, your Rask Adviser will never be under pressure to sell you something. Furthermore, booking a call with our team does not guarantee an advice partnership with Rask Advice.
Finally, we’re simply not capable of servicing everyone who comes to us. Other advisers may be better at certain things, including our advice partners.
Situations we won’t often deal with:
Absolutely. This is our pedigree.
As you may know, our investment team is lead by Owen Rask, our founder and Chief Investment Officer. He is a highly accomplished analyst, multiple-time founder, creator of the Value Investor Program, host of The Australian Investors Podcast, and more.
Owen leads our investment team, with oversight by an independently-chaired Rask Investment Committee. Rask can manage your wealth, or part of it (e.g. just your core, just your Super), or all of it.
Tell me more about the fees…
Because our advice fees are fixed, we can manage your wealth for long-term compounding and passive income within our preferred technology platform for the same fee as the strategic advice you receive.
In other words, our fee to manage your personal, Super, family trust, testamentary or holding company portfolio is included in our advice fees!
Please note: you still pay other fees and costs, like brokerage, Super fees, platform costs, etc., within our chosen platform. These are not collected by us and will be transparently disclosed to you in your Statement of Advice.
If you want to us to manage your portfolio, we’ll do it via Netwealth – Australia’s #1 investment platform for both individual investors and financial advisers. We chose to work with Netwealth for the following reasons:
Do I have to use Netwealth?
Note: you don’t have to use Netwealth. And we’re legally required to compare multiple options for every client. We would never recommend something that’s not in your best interests (it’s against our code of ethics and the law).
But for privacy and security, if you want us to manage your money day-to-day, we can’t work with any platform that doesn’t meet our cybersecurity and privacy rules.
This basically rules out any platform where advisers can’t have access on the platform without sharing passwords and log-ins (e.g. Commsec, Stake, Selfwealth, CMC Markets are examples of platforms ir tools which don’t meet our security standard for adviser-client relationships).
You can keep using those tools, and we’ll catch up with you regular to check-in on the portfolio and give you investment advice. But we can’t ‘do it for you’ if you use one of those platforms – in a world of big cyber attacks, security, privacy and AI, we’re simply never going to take that risk with your money.
We genuinely hope you can respect this line in the sand.
We make nothing from recommending Netwealth to our clients.
Implementation refers to an adviser, or their team, “setting it all up for you.”
We’ll work with you during the screening process to determine if implementation is something you’ll need, and how we would help.
Our Financial Independence (FI) package includes implementation support only for insurance policies, ensuring you’re covered in this important area. Broader implementation services are not part of this package.
All other packages however, include implementation covering other aspects such as investments and superannuation, within the yearly advice fee (yes – you read that right: we include this cost in our fixed advice fees!).
For one year of service, many advice firms might charge you something like this:
(You can do the math – ouch!)
Rask Advice fees for one year:
Remember: our ongoing advice is optional and only charged after 12 months (if you want it).
We don’t lock you into any ongoing advice upfront, but of course we can do it.
We want that too! The thing is, we don’t expect anyone to commit to paying an “ongoing fee” within days of meeting your financial adviser.
Our packages are designed to be cost-effective over the long run.
By opting for ongoing advice before the end of the first year, you can effectively lock in continuous access to your advice team and the price you paid.
Note: we will not sell you on this and we also reserve the right to cancel the agreement. For you, it’s an optional thing and it provides our customers with a lot of confidence they can call us at a moment’s notice. Think of it like a safety net.
Please read our Financial Services Guide (FSG) as the “fixed fee” won’t include every cost you pay.
You’ll still pay for things like Super admin costs, insurance premiums and commissions, brokerage, investment platform fees, ETF fees, etc. – just like you would if you DIY your plan or go to another adviser.
All costs and fees are fully documented in your Statement of Advice AKA “financial plan”. We can’t fix these fees because they vary on a client-by-client and strategy-by-strategy basis.
It’s only our standard advice fees that are fixed. For new clients in November 2025, we will also collect insurance commissions on a case-by-case basis (66% upfront), to recover the costs of offering this service.
Peace of mind: All of our advice and modelling team members will research and try to recommend the lowest cost services, platforms and products for you – but we won’t choose the low cost option if it’s not a good offering for you. Again, all fees and costs will be disclosed in your financial plan – including the costs that don’t go to us.
Owen Rask is a highly experienced Australian investor and founder of The Rask Group. As Chief Investment Officer, Owen oversees all research and capital allocation across Rask. He reports directly to you, our investors, and our investment committee. Owen is also passionate about wealth creation and advice, and has chosen to specialise in helping business owners and entrepreneurial people.
Owen has built Rask to over 250,000 followers, hosts many popular investing podcasts, frequently appears on TV, has run Rask’s investment services for over 5 years, and built a financial education platform with 26,000 students.
Owen’s formal qualifications:
With over two decades of experience, Gemma’s expertise spans all things personal finance, property investment, career transitions, superannuation, and overall financial wellness. As a mum of two, she understands the importance of balancing life’s responsibilities and knows that the quickest way from dream to reality is a solid plan that includes flexibility and fun.
With over 20 years of experience in finance, Gemma has dedicated her career to helping people take control of their financial futures. Through one-on-one coaching, workshops, and keynote speaking, she guides individuals and businesses to align their financial goals with their values, build resilience, and thrive through life’s inevitable plot twists.
As a mum and entrepreneur, Gemma has experienced firsthand the challenges of navigating major life changes like divorce, loss and career shifts. These experiences have shaped an empathetic, practical approach to wealth-building and financial independence. She is passionate about helping others rebuild, grow, and protect their wealth in a way that feels empowering and sustainable.
In her own words:
“My goal is simple: to inspire confidence, provide practical tools, and support you in creating a financial future that works for you. Whether it’s through coaching, advice, or consulting, I’m here to help you take the next step toward financial freedom.”
Gemma’s formal qualifications:
Pete is Rask’s Senior Paraplanner. Starting at NAB in 2006, Pete has over 15 years of financial services industry experience and possesses extremely deep technical knowledge. With our technology team, Pete develops and oversees all of the financial piping, products and processes behind Rask Advice, including crafting you a fantastic financial plan and modelling multiple scenarios.
He works directly with the senior advice team, and also mentors newer team members. In short: if you have a really technical financial question – take it to Pete! Peter lives in a regional country town in Victoria and has a young family.
As a Senior Financial Adviser, Tahli helps you define and achieve financial success—whether that means growing wealth, protecting assets, or making smarter money decisions. With a background in franchise management and experience in boutique advice firms, Tahli brings a practical, big-picture approach. No jargon, no lectures—just clear, empowering advice that puts you in control.
As a Financial Adviser, James works with a broad range of clients to simplify complex topics and help them navigate life’s big moments with confidence and peace of mind. He really enjoys working with young families to help understand the early stages of wealth generation and setting up a solid base for the future.
Milli works closely with the advice team to help clients grow, protect, and manage their wealth with clarity and confidence. She enjoys building genuine relationships and making the financial journey feel simple and approachable. Milli is passionate about developing her skills and looks forward to becoming a Financial Planner to take a more active role in helping clients.
As a Senior Financial Adviser, Chamil brings over 12 years of experience helping clients make confident decisions across every stage of life, from building wealth to supporting families across generations. With deep technical expertise in superannuation, social security, trusts, and tax planning, Chamil translates complexity into clarity. He is a Certified Financial Planner and a trusted mentor to other advisers, known for his calm, strategic approach and ability to empower clients with advice that truly fits. Whether you’re planning for tomorrow or rethinking today, Chamil helps you move forward with purpose.
As a family-oriented provider I’m someone who cares about the family unit, (both growing and established) with exceptional financial advice.
I’m a specialist retirement adviser and expert at intergenerational wealth transfer. If you want to plan for the next generation, come talk to me.
I might be young at heart, but I was born for this. From Super to family planning, I’m eager to help.
Kate Campbell is an accomplished author, podcast host and educator at The Rask Group. Kate oversees compliance, runs The Australian Finance Podcast, a financial education channel with over 100,000 unique monthly listeners and viewers. Kate is the author of Buying Happiness and is currently studying a Juris Doctor.
Mitchell Sneddon is Rask’s Head of Funds Management and oversees all day-to-day operations for our investing strategies, client communication and investor experience. Mitchell has over 15 years of professional experience, specialising in client services and distribution to high-net worth, direct investors and financial advisers. Investing impacts everyone’s life, whether they know it or not and Mitchell takes pride in helping everyone.
Mitchell says investing impacts everyone’s life, whether they know it or not. That’s why he takes complete pride in helping Rask’s community, including hundreds of thousands of podcast listeners and students, to educate themselves to make smarter long-term wealth-building decisions. Through education and transparency he has been able to grow sustainable, long-term funds management businesses with extremely high rates of retention.
Pete Wargent is a leading Australian property consultant, entrepreneur and six-time author. He serves as our macro consultant, presenting in-depth insights on local and global economic modelling. Pete is a chartered accountant by background, and hosts The Australian Property Podcast.
Karen Eley is one of Australia’s leading certified Money Coaches, with more than 20 years’ experience in financial services, mostly as a Financial Adviser. Before going out on her own, Karen worked her way up to being a partner at a top financial planning firm in Adelaide – a position she held for over a decade.
Mitchell Sneddon is Rask’s Head of Funds Management and oversees all day-to-day operations for our investing strategies, client communication and investor experience. Mitchell has over 15 years of professional experience, specialising in client services and distribution to high-net worth, direct investors and financial advisers. Investing impacts everyone’s life, whether they know it or not and Mitchell takes pride in helping everyone.
Mitchell says investing impacts everyone’s life, whether they know it or not. That’s why he takes complete pride in helping Rask’s community, including hundreds of thousands of podcast listeners and students, to educate themselves to make smarter long-term wealth-building decisions. Through education and transparency he has been able to grow sustainable, long-term funds management businesses with extremely high rates of retention.
Pete Wargent is a leading Australian property consultant, entrepreneur and six-time author. He serves as our macro consultant, presenting in-depth insights on local and global economic modelling. Pete is a chartered accountant by background, and hosts The Australian Property Podcast.
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